Ten California cities offer notable housing affordability, with median home values ranging from $317,272 to $511,736 and median rents between $1,358 and $2,400. These cities have cost of living indexes 8% to 27% below the state average. The top affordable cities include Porterville, Fresno, Bakersfield, Tulare, Eureka, Visalia, Stockton, Chico, Sacramento, and Clovis, based on data from 2022 to 2025.